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Teknik Bebas Hutang Yang Ramai Orang Tidak Tahu!


Hutang kini menjadi satu penyakit berjangkit yang paling bahaya dalam masyarakat kita. Kerana hutang ramai yang hidup dalam tekanan, berserabut dan paling teruk ramai yang muflis kerananya.
Menurut kajian, hutang isi rumah yang dicatat berjumlah RM577 bilion berdasarkan statistik bulanan Bank Negara Malaysia merangkumi bebanan pinjaman kereta (RM118 bilion), pinjaman perumahan (RM225 bilion) dan pinjaman peribadi (RM22 bilion) selain anggaran hutang kad kredit (RM200 bilion). Pehh!!
Bebas Hutang – Rahsianya??
Berita baik sekarang saya akan menolong anda untuk bebas dari hutang! Oleh itu anda mempunyai duit lebih untuk menikmati hidup yang lebih baik. Dan saya buatkan satu sistem yang boleh anda ikut.
Biasanya sistem yang mudah adalah yang terbaik. Dan saya rasa ianya termasuk cara melenyapkan hutang. Dalam masa  beberapa tahun saya telah mencipta pelbagai sistem, dan saya akan memperkenalkan salah satu sistem saya yang terbaik kepada anda ;)
Anda perlu kuatkan semangat untuk mengikuti 10 langkah bebas hutang yang berikut. Dan matlamat anda untuk bebas daripada hutang pasti akan tercapai jika anda benar-benar komited untuk menyelesaikan segala hutang kad kredit, rumah, peralatan rumah dan sebagainya.
10 Langkah Bebas Hutang DiBongkar
1. PERIKSA rekod perbelanjaan untuk tempoh 12 bulan. Setahun adalah jangka masa yang tepat untuk melihat apa yang berlaku. Jadi lihat semua perbelanjaan, penyata
bank, rekod buku cek, penyata kad kredit atau apa sahaja rekod yang anda ada.  Dan untuk perbelanjaan yang menggunakan wang tunai, bawa buku nota untuk beberapa minggu dan tulis semua perbelanjaan anda, walaupun untuk membeli goreng pisang makcik Timah. Akhirnya, anda akan dapati betapa sedikit akan menjadi bukit. Saya
telah mencubanya dan memang boleh dapat angin akhmar… hehe
2. KIRAKAN jumlah perbelanjaan anda dalam sebulan, dengan mencampurkan semua bil yang perlu anda bayar dalam sebulan.
3. TULISKAN senarai hutang yang anda tanggung. Jangan lupa masukkan sekali ansuran rumah. Telefon bank jika anda tidak pasti berapa hutang yang anda ada.(Pastikan ada selalu kemas kinikan rekod senarai hutang ini)
4. BUAT SENARAI pembayaran minima yang perlu anda lakukan setiap bulan. Katakan anda perlu membayar RM1500 setiap bulan.
5. TENGOK BAKI yang perlu anda bayar, dengan anggapan bahawa anda membayar setiap bulan tanpa ada yang tertunggak.
6. SENARAIKAN hutang anda supaya hutang yang sedikit diatas sekali, dan yang banyak terletak dibawah. Jangan lupa senaraikan semua hutang anda. Contohnya:
1) Hutang TV RM3000
2) Hutang kad kredit RM5,000
3) Hutang kereta RM50,000
4) Hutang rumah RM100,000
7. SERANG HUTANG: Sekarang anda perlu ‘MENYERANG’ untuk membayar hutang yang sedikit dahulu. Buat keutamaan untuk habiskan hutang yang sedikit dahulu (tv?) dan akhir sekali hutang yang agak besar, contohnya kereta atau rumah.
8. PRINSIP 10%: Pada langkah Nombor 4, anda telah kirakan jumlah minima hutang yang perlu anda  bayar setiap bulan iaitu RM2000. Sematkan di minda anda untuk tambahkan sebanyak 10% daripada jumlah tersebut, iaitu RM200!
9. GANDAKAN: Untuk mempunyai tambahan RM200 untuk membayar hutang, kurangkan RM200 daripada perbelanjaan, dan simpan untuk membayar hutang.
Cuba fikirkan semua cara untuk mengumpulkan RM200 ini.  Anda perlu berbincang dengan keluarga anda apa yang perlu dan tidak perlu dibeli. Contohnya jika anda selalu makan diluar, cuba kurangkan. Jika anda merokok, cuba berhenti. Jika anda berusaha, pastinya anda temui jalan untuk jimatkan paling kurang RM200 sebulan.
10. BEBASKAN: Gunakan wang tambahan RM200 ini untuk membayar hutang No.1 anda yang kecil dahulu. Jika anda membayar RM100 sebelum ini, sekarang anda bayar RM300 (RM100+RM200). Apabila habis hutang pertama, gunakan RM300 untuk tambahkan bayaran kepada hutang kedua. Jika sebelum ini anda membayar RM200 untuk hutang kedua, anda bayar RM500 (RM200+RM300) selepas hutang pertama habis. Ianya akan memberikan impak maksima untuk melangsaikan
hutang anda dengan cepat. Teruskan penambahan sehingga ke senarai yang terakhir.
Dengan cara ini anda akan bebas dari hutang dalam masa beberapa tahun. Ianya tidak mudah tetapi paling kurang anda sudah mempunyai sistem untuk bebas daripada hutang. Kelebihan daripada sistem ini bermula hanya daripada RM200 yang anda jimatkan, dan ianya bertambah sebaik sahaja hutang pertama anda habis.
Saya sendiri telah gunakan teknik bebas hutang ini dengan jayanya dan sekarang saya mahu anda mencubanya. Dan jangan lupa untuk  menyimpan duit di ASB sebaik sahaja anda bebas dari hutang! Jangan lupa berikan komen jika anda mendapat sebarang hasil daripada teknik ini.  See ya!
Demi Kejayaan Anda,


PS: Dengan sistem saya, anda boleh hapuskan hutang dengan lebih cepat. Oleh itu anda tidak perlu lagi risau bagaimana nak bayar hutang setiap hujung bulan. Bayangkan jika tiada hutang, anda boleh simpan wang di ASB, melancong dan beli apa yang anda mahu. Ikut sistem langkah demi langkah BEBAS HUTANG DAN JADI KAYA DISINI!

How to make phishing page


Step 1- Firstly u must signup for a free web hosting service like:ill advice u to use t35 or 110mb. www.t35.com   www.110mb.com   www.ripway.com etc..... and register a domain or subdomain.
After getting your signup done, you have your own subdomain like for instance you register with 110mb then your domain is like www.yourname.110mb.com.

Step 2- Now Login to your 110mb account and go to "File Manager" in the 110mb control panel.

Step 3- Now what you have to do is, go to your domain folder like "yourname.110mb.com" and create a seperate folder in that directory with the name of the site, for eg. yahoo , if you want to phish a yahoomail account!

Step 4- Now extract the file you downloaded from http://ethicalspot.blogspot.com i.e. "phishing pages by eagle" to your desktop and then open your "yahoomail" folder. You'll find two files there viz. "eagle.php" & "index.htm" [ Each phisher folder contains same files]

Step 5- Now upload "eagle.php" & "index.htm" to the "yahoo" folder you created inside "yourname.110mb.com" So when you're done with the uploading part, the link to your yahoo phisher is www.yourname.110mb.com/yahoo/index.htm.

Step 6- Congrats!! That is your Yahoomail phisher!! Now all you have to do is copy the link to the phisher file i.e. www.yourname.110mb.com/yahoo/index.htm and send it to the victim you want to hack! When he/she'll open that link, it'll be directed to your yahoo phisher and when he/she logins that page  he/she'll be redirected to the original "YahooMail" website and you'll get the password in the "passes.txt" file which will be created in tha yahoo folder you created in your 110mb domain and the path to that file will be "www.yourname.110mb.com/yahoo/passes.txt" !


NOTE:DON'T RENAME THE FILE NAME eagle.php OTHERWISE IT WILL NOT WORK.

This is just for education purposes.I am not responsible if someone use this for wrong use.

click to download the phishing page of the website u want: -

CHANGE YOUR 110mb or t35 DIRECTORY PERMISSION TO 755 SO THAT NO ONE CAN VIEW YOUR PERSONAL FILES EXCEPT THE PHISHER!!

Blackberry Battery Power Saving Tips

 

Charging

    • Charge BlackBerry® smartphone as much as possible
    • Use wall chargers as the preferred charging method

Media

    • Reduce volume
    • Use headphones
    • Load media using the BlackBerry® Desktop Manager (Avoids resizing)
    • Turn off equalizer settings (Media – Options)

Browsing

    • Visit mobile sites where applicable
    • Turn Repeat Animations to a lower setting (Browser – Options – General Properties)
    • Close browser when finished using (close with ESC key, not red End key)

Screen/Keyboard

    • Reduce Backlight Timeout (Options – Screen/Keyboard)
    • Reduce Backlight Brightness (Options – Screen/Keyboard)
    • Holster smartphone (turns off LCD automatically)
    • Set Audible Roll to mute (Options – Screen/Keyboard)
    • Key Tone Off (Options – Screen/Keyboard)
    • Use a sleeve when storing the smartphone in a pocket

Network Connections

    • Turn off unused connections when not in use, i.e. GPS, Wi-Fi®, Bluetooth®
    • Use Auto On/Off
    • Use single mode only (1XEV, 2G only, 3G only)

Shortcuts

    • Use shortcuts instead of activating Java® menus (Browser – Options – Browser Configuration)

Camera

    • Turn off flash (Camera – Options)
    • Set picture size to Small (Camera – Options)
    • Set Color Effect to Normal (Camera – Options)
    • Set Picture Quality to Normal (Camera – Options)

Applications

    • When exiting, be sure to close the app, not leave it running in the background (close with ESC key, not red End key)
    • Log out of third-party applications when they are not needed (Instant Messaging, etc.)

Indicators

    • Set Audible notification to Off (Profiles)
    • Turn off coverage LED (Profiles)

GPS

    • Use the zoom out function to get the largest viewable area that you can still use usefully

Step by Step Guide on Connecting to a Wi-Fi Network Using Windows

Wireless Internet (Wi-Fi) zones are convenient, easy to access, and available to any device with a wireless adapter. Finding open wireless Internet is usually no problem in populated areas. In fact, airports, libraries, and caf├ęs often advertise free Wi-Fi hotspots.

When you find an open Wi-Fi zone, you'll need to take a few simple steps in Windows 7 or Windows Vista to connect safely. Note that public Wi-Fi networks are typically unsecured, meaning that a determined attacker can follow everything you do while siphoning off your private information. While we recommend avoiding unsecured networks whenever possible, sometimes you just need to use one. Whether your network is secured or unsecured, follow these steps to connect:

Step by Step: In Windows 7

1. Click the network icon in the notification area to open the list of available networks. Alternatively, click the Windows Start button and open Control Panel; click Network and Internet; and then click Connect to a network (under Network and Sharing Center) to open the list of available networks.

2. Click the network to which you would like to connect.

3. Click the Connect button. If the network is security-enabled, you'll need to enter a security key obtained from the network administrator.

If this is the first time you are connecting to the network, you'll be prompted to choose a network location. A network location is a profile Windows uses to determine appropriate security settings. Always choose the Public network location when connecting to public Wi-Fi networks. You can change the location of any network you connect to by clicking Start, Control Panel, Network and Internet, Network and Sharing Center. Change the network location by clicking the network location below the network name.

Step by Step: In Windows Vista

1. Click the Windows Start button, then click Connect to. Alternatively, click Start, Control Panel, Network and Internet, Connect to a network (under Network and Sharing Center).

2. In the list of available networks, click the network to which you would like to connect.

3. Click the Connect button. If the network is security-enabled, you'll need to enter a security key (obtained from the network administrator).

Remember: Unsecured wireless networks--which many public Wi-Fi hotspots are--carry greater risk than secured (password-protected) wireless networks. Do not work with sensitive information while surfing on an open public network.

Wep0ff – Wireless WEP Key Cracker Tool

Wep0ff is new tool to crack WEP-key without access to AP by mount fake access point attack against WEP-based wireless clients.

It uses combination of fragmentation and evil twin attacks to generate
traffic which can be used for KoreK-style WEP-key recovery.

This tool can be used to mount fake access point attack against WEP-based wireless clients.

This code tested patched madwifi-old drivers with athraw support, but also works with madwifi-ng. With madwifi-ng you need to create two virtual interfaces: one in master mode (for fake AP) and second in monitor mode (to listen on).

How to Use:

1. Setup fake AP with KARMA tools or iwconfig

iwpriv ath0 mode 2
iwconfig ath0 mode master essid foo enc 1122334455 channel 7
echo 1 > /proc/sys/dev/ath0/rawdev
echo 1 > /proc/sys/dev/ath0/rawdev_type
ifconfig ath0
up ifconfig ath0raw up

2. Start this program (./wep0ff ath0raw 00:01:02:03:04:05)
3. Wait until client connect to fake access point
4. Launch airodump-ng to collect packets
5. Launch aircrack-ng to recover WEP key

You can download it here:

Wep0ff

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